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Life Insurance

$1,000,000 Life Insurance

95% acceptance, instant approval, no medical exam, no blood test, one-million-dollar Term Life Insurance starts from $18/month! 

 

A healthy non-smoking man in his 40s can get a million-dollar term policy for as little as $42/month.

Term Life starting $7/month

Term life insurance provides death protection for a stated time period, or term. Since it can be purchased in large amounts for a relatively small premium, it's well suited for time-based goals. Important things like:  

  • Coverage to pay off your mortgage

  • Protection during the child-raising years

  • Pay off loans, credit cards and debts

  • Provide extra coverage for your children's college and future!

Mortgage Protection

Your home may be your family's largest asset, and their largest financial responsibility. A mortgage protection term insurance policy will allow your family to remain in the home after you're gone. 

 

Select a term life insurance policy for the time and amount left on your mortgage. If you pass away during the "term" when the policy is in force, your loved ones receive the face value of the policy. They can use the proceeds to pay off the mortgage and stay in their home, and benefits are usually tax free. 

Final Expense (Burial) as low as $25.00 a month

Final expense insurance, also referred to as burial insurance, covers end-of-life expenses including funeral arrangements and any remaining medical or legal expenses that will need to be settled by your beneficiary. 

 

This coverage can ensure that your loved ones aren't left with a financial burden, as the average funeral can cost $15,000 or more. 

Whole Life

Unlike term life insurance that protects you for a specific duration, whole life insurance offers protection throughout your lifetime. As long as the policy premium is paid, the policy remains in force and the premium stays the same.

 

It’s the most basic type of permanent life insurance that offers consistency along with some predetermined, guaranteed cash value growth. The cash value accumulates over the life of the policy!

 

In most cases, cash value can be accessed if needed for any reason and can provide guaranteed income after retirement.

Universal Life

Universal life insurance gives you peace of mind without being locked into set premiums or coverage policies. 

 

Once you're covered, you can then leverage these funds and their interest to cover your premiums, withdraw the money tax-free, and even borrow against it tax-free as well.

 

 

  • You can increase the value in your account by paying more than the set premium.

  • You can pay less than the premium and leverage your account to cover the shortage.

  • You can earn interest based on either a set index, mutual funds or market interest rates.

  • You can increase or decrease your death benefit and your premiums.

  • Your Universal Life insurance policy grows tax-free, and you can borrow against it.

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